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financial education is the foundation for a good and meaningful life.

4 reasons why financial atrophy persist,(how to cure it).

02 Sep 2025
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Merriam Webster defines atrophy as a decrease in size or wasting away of a body part or tissue. This is the basic biological definition of atrophy but atrophy can also occur in finance. Financial atrophy is the decrease in size or wasting away of one’s financial resources due to ignorance and a lack of financial education. This is also a money sickness in a way...
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Unimaginable things your digital device is doing to your life.

29 Aug 2025
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INTRODUCTION The average Nigerians spends nearly seven hours daily on digital devices, constantly bombarded by notifications, advertisements, and social media updates that fragment attention and trigger spending impulses. This digital immersion has created a new financial vulnerability—studies show that heavy social media users spend 26% more on impulse purchases than their less-connected counterparts. Our devices, designed to capture and monetize our attention, have become powerful...
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Navigating Nigeria’s Tax Reform Landscape: Bridging the Gap Between Legislative Intent on Tax Refund and Administrative Reality

22 Aug 2025
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Among its numerous provisions, the NTAA 2025 introduces critical reforms that directly address one of the most persistent challenges in Nigeria's tax system: the cumbersome and often futile process of obtaining tax refunds. The significance of this reform cannot be overstated, particularly when viewed against the backdrop of Nigeria's historically problematic tax refund system.
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4 Asset Class returns that are guaranteed to give you the best return on your investments

21 Aug 2025
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Asset Classes That Produce the Best Returns Historically, equities (stocks) have provided the highest long-term returns among major asset classes, with U.S. stocks delivering average annual returns of approximately 10% over the past century. Within the equities category, certain segments have consistently outperformed the broader market, including small-cap stocks, growth stocks in emerging sectors, and dividend aristocrats that consistently increase their payouts. These higher returns...
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